True or False
1. T
2. T
3. T
4. F (by Sun., most Vernon residents are already maxed out on credit at Home Depot.)
5.T

Multiple choice
1. E
2. E
3. D
4. E

Bonus Questions

1. Melanie Bell, Miss New Jersey 1996-97

2. Highland Lakes

3.  LAKEZILLA ; two actual photos, below, appeared during 1998 on The Phantom's Notebook